questions and answers about Bloomington Title Loans

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Frequently Asked Questions about Title Loans in IL

We've gathered some of the more commonly asked questions in this convenient page to help clarify some issues with title loans. We don't expect this to be a complete list of questions and answers by any stretch of the imagination. We have loan specialists available 24/7 to assist you. Contact us if you have any questions or you need further clarification.

Q: What is an auto title loan? What is a car equity loan?

A: These loans go by a few different names but are essentially title loans, loans given out and secured using the title of a vehicle you own. Bloomington Title Loans assists you in finding the right loan based on the value of your car or truck. No credit checks are needed since you are using the title of your vehicle to secure the loan.

Q: What happens once I get my pre-approval?

A: After submitting your loan request through our easy online loan application form, you will be given your pre-approval amount. A loan specialist will then work with you and an underwriter to set the terms of the loan and guide you through the remaining steps so you'll have your money fast.

Q: What are you business hours?

A: Financial hardships come at any time so we are ready to help you at any time. You can submit your application 24 hours a day, 7 days a week and expect a response from us with your pre-approval amount within minutes.

Q: Where will I be able to pick up my money?

A: We have hundreds of locations across Illinois for you to pick up the money from your loan. There are many locations in Bloomington and the surrounding area to make it convenient for you to get your money. If we can't find a location that is suitable for you, we will work with you to make the necessary arrangements.

Q: What payment methods will you accept to pay back my title loan?

A: You may use a money order, a certified check, or a debit card from VISA or MasterCard.

Q: Can I still get a loan against a car title if I have a bad credit score or I have had a personal bankruptcy?

A: When we process your title loan application, we use the value of your car to determine how much you will be approved for, not your credit score. Your credit history is not checked to determine if you should be approved for the loan or not. Since you are using your car title as collateral, your credit history isn't important.


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